Applying for LTD Benefits With Parkinson’s Disease

The symptoms associated with Parkinson’s Disease can vary drastically from person to person in nature, severity, and frequency, which can present a challenge for many applying for long-term disability benefits. Due to the somewhat unpredictable presentation of Parkinson’s disease, insurance companies will frequently challenge claims made on this basis unless they are backed by substantial […]

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How Patients with Multiple Sclerosis (MS) Win Long-Term Disability Benefits

Multiple sclerosis or MS is a debilitating autoimmune disease that affects more than 2.3 million people worldwide. Impacting the central nervous system, MS can cause a variety of symptoms from balance and coordination issues to speech, hearing, and other neurological deficiencies. In many cases, MS progressively worsens over time and eliminates the ability for many […]

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How Disability Insurance Views Back Pain

Debilitating back pain can develop from a broad range of back and spinal conditions. Many of these conditions are normal with age, while others are trauma-induced. From degenerative discs or osteoarthritis to rheumatoid arthritis, spinal stenosis, and a great number of other conditions, back pain from a number of sources can qualify as a debilitating […]

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Making a Claim for Osteoarthritis Disability: What You Need to Know Before You File

Osteoarthritis is a degenerative joint disease that can cause unrelenting pain and be severely debilitating. Over time, an employee diagnosed with osteoarthritis can lose the ability to work, as the chronic pain and limited mobility associated with the disease can be disabling. Although this condition is serious and prevalent in aging adults, disability claims for […]

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LONG TERM DISABILITY INSURANCE VS. SOCIAL SECURITY DISABILITY INSURANCE

While both long-term disability insurance and Social Security disability insurances protect you if you become unable to work, they are drastically different. In the infographic below, we discuss some of the most prominent differences between the two types of disability insurance and how they affect those applying for benefits. If you are in need of trusted disability […]

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