Long Term Disability

The Philadelphia Region’s Experienced Long-Term Disability Lawyers

At Rosen, Moss, Snyder & Bleefeld, LLP, we help clients from Washington Crossing to Wilmington and beyond file for long-term disability when a disabling medical condition leaves them unable to perform the day-to-day tasks their jobs properly. We communicate with all necessary entities including the long-term disability insurance provider, healthcare providers, employers, and any other parties that can help support your claim.

When an employee in Montgomery County is covered by a long-term disability policy, either through his or her employer or a third-party provider, and becomes disabled after working for a considerable number of years, he or she is likely entitled to long-term disability benefits under his or her policy.

While the insurer may make it seem like a straightforward process to submit a claim, in reality, it is incredibly difficult to successfully file a long-term disability claim without the help of an experienced attorney.

The attorneys at Rosen, Moss, Snyder & Bleefeld, LLP provide top disability insurance legal services to employees throughout the Philadelphia region and the surrounding areas. We work diligently to stack the odds in favor of our clients, obtaining ample documentation to support each claim. This gives our clients the best chances to receive a favorable decision on the initial claim or appeal but also gives them a fighting chance at a lawsuit if the denial is upheld.

If you need long-term disability benefits because a disabling medical condition has made it impossible to adequately perform the essential functions of your job, contact Rosen, Moss, Snyder & Bleefeld, LLP right away so they can promptly begin building your casefile.

If you have received a denial or termination notice for your disability benefits, the clock is ticking. Call us immediately, so we can start filling your file with all the necessary documents needed to support your claim before the clock runs out.

Filing Your Initial Claim for LTD Insurance Benefits

The process of filing a claim for LTD benefits can be a challenge. You need to supply medical documentation from your healthcare providers and statements from your employer about the daily tasks of the job and submit everything within a strict time frame. Failing to supply substantial documentation will result in a denial of benefits, and failing to adhere to the deadline will forfeit your ability to submit a claim in the future.

Even with all the required paperwork, getting approved for benefits is not certain, and appealing a denied claim is very risky, as failing to successfully appeal your denial can leave you with few options moving forward. If you live in Merion Station, Gladwyne, Villanova, or anywhere in the Philadelphia region or beyond, we recommend calling us before filing your initial claim, so we can give you the best chances at an initial approval.

If you have filed a claim but received a denial, it is imperative you call us before submitting your appeal.

Appealing an LTD Claim Denial

Because the insurer has a monetary incentive to deny claims, they look for any possible reason to issue a denial notice. Upon receiving a denial of benefits, you will have a limited time frame to appeal, but be cautious. If your denial is upheld, your only option may be to file a lawsuit based on information already submitted in your claim and subsequent appeal.

Who We Serve

At Rosen, Moss, Snyder & Bleefeld, LLP, we serve clients across the Tri-State area, from Montgomery County, PA to New Castle County, DE and beyond with a range of disability insurance legal services. Areas we serve include:

  • Villanova
  • Washington Crossing
  • Wilmington
  • Gladwyne
  • Merion Station
  • All of Greater Philadelphia

If you live in or around the Philadelphia area and need a short-term disability lawyer or would like to speak with an experienced ERISA disability attorney, contact our firm now.

We’re Here to Help You

If you are seeking long-term disability benefits because a significant medical condition has left you unable to work, contact us online or give us a call.

If your initial claim for long-term disability has been denied, don’t appeal the decision without the help of one of our long-term disability lawyers. In fact, if your long-term disability benefits have been unfairly terminated by your insurance provider, call us immediately to file an appeal before it’s too late.

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